Credit Building

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Your Credit Score
300 600 850
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As of ·
Score Factors
Payment History
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Credit Utilization
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Credit Age
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Open Accounts
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Total Balance
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Across all accounts
Available Credit
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Unused credit
Recent Inquiries
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Last 12 months
Rent Payment History
Enable rent reporting below to start building your payment history.
12-Month Payment Streak
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Upcoming
Rent Reporting
Report on-time rent payments to major credit bureaus and build your credit score.
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Reported to Equifax, Experian & TransUnion
On-time payments boost your score
Monthly reporting at no extra cost
Cancel anytime
Score Range Guide
Exceptional		 800 · 850
Very Good		 740 · 799
Good		 670 · 739
Fair		 580 · 669
Poor		 300 · 579
Tips to Improve Score
Pay all bills on time · payment history is the biggest factor (35%).
Keep credit utilization below 30% for optimal score impact.
Avoid opening many new accounts in a short period · each inquiry counts.
Enable rent reporting to let on-time payments count toward your score.